Commercial Lines

• Professional Staff

• Market Awareness

• Commitment to Service

• Claim Management

The Valley Group, Inc. has offered Insurance and Financial Planning since 1927.  Our Professional Staff are trained to Identify and Evaluate your organization’s risk exposures.  Our strong relationships with top carriers enable us to design and negotiate insurance programs to minimize exposures identified.

Our Strategic and Creative Approach will help you control costs to strengthen your organization.

We can provide insurance for the following exposures:

• Property

• Casualty

• Product Liability

• Business Auto

• Workers’ Compensation

• Employment Practices Liability

• Directors and Officers

• Professional Liability

• Errors and Omissions

• Umbrella/Excess Liability

Personal

Being an Independent Insurance Agency, we have access to a variety of carriers which helps us find competitively priced solutions to your satisfy your individual insurance requirements. All of our Personal Lines Counselors are licensed New York State Brokers and are committed to providing our clients with honest and valuable advice in regards to their insurance needs.

Financial

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Comprehensive Financial Planning:
Ever feel like you're not on the right financial track? Let us help you develop a financial game plan. We can prepare a financial plan that considers various financial objectives while helping you prioritize your most important goals.

Life Insurance:
We offer various forms of life insurance including term, universal, variable, and whole life. Whether your goal is to protect your family, insure a business agreement, or provide liquidity to an estate, The Valley Group can help with an affordable life insurance solution.

Disability Insurance:
It's been said that all that we have is dependent upon our ability to earn an income. If you're sick or hurt, and unable to work, what would happen to your home and your family? A quality disability income policy protects your lifestyle in the event you become ill or injured.

Long Term Care Insurance:
More and more, mature Americans are considering the purchase of long term care insurance to protect their independence and life savings. In the absence of this important coverage, people are at risk of losing their life's work to the high cost of long term care. Let us help you understand your options.

IRA's, Mutual Funds, Pension Rollovers, 529 College Savings Plans:
Our investment professionals are available to assist you with various investment products. Whether it's college tuition you're saving for, or a carefree retirement, we can help you reach your investment goals.

Employee Benefit Plans:
The Valley Group's employee benefit specialists can help put together a comprehensive, affordable benefit package for your employees. Our programs include group medical, dental, life, disability, and long term care. In addition, we offer comprehensive retirement plans including 401K's, profit sharing plans, and pensions.